Payment Gateway

Alto Global Processing: MasterCard to deploy 410,000 Contactless Terminals In Japan

MasterCard has announced that it will deploy a target of 410,000 MasterCard PayPass– enabled point of sale (POS) terminals throughout Japan over the next three years, enabling travellers visiting the country to enjoy the speed and convenience of making contactless transactions.

In February, MasterCard announced strong growth of contactless payments on MasterCard-enabled cards across the Asia/Pacific, Middle East and Africa region in 2012, citing a 28% (YoY) increase in merchant locations, reflecting a strong demand from consumers in the region for simple and secure ways to make everyday payments.

The early adoption and penetration of contactless payments in Japan, ahead of other countries, saw transactions amounting to over 2 trillion yen in 2011, according to the Bank of Japan. Contactless payments continue to expand at a rapid rate, in part due to the increased use of NFC payments.

The 410,000 MasterCard contactless terminals will be deployed by domestic card companies including Mitsubishi UFJ NICOS, Sumitomo Mitsui Card, Orient Corporation and UC Card.

Robert Luton, division president of MasterCard Japan said, “Consumers around the world are embracing the contactless payment experience. With the introduction of MasterCard’s contactless terminals across the country, cardholders traveling from abroad will get the benefit of safe and secure contactless payments in Japan. We look forward to providing more contactless payments opportunities for cardholders around the globe when they visit Japan, through a wider range of MasterCard-enabled cards and devices.”

Source: http://www.paymenteye.com/2013/06/06/mastercard-to-deploy-410000-contactless-terminals-in-japan/

For Full Article and More Blogs by Paymenteye click HERE

For more information on this please feel free to contact Luca Bizzotto, CEO of Alto Global ProcessingPlease visit Alto Global Processing

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Jump Start Your Business with Alto Global Processing



	Protect Your Business – By using Alto’s proprietary and fully customizable Anti-Fraud software you can nearly eliminate the risk of online fraud.
	Customizable Gateway Features and Reports – Customize Alto’s gateway to meet all of your processing needs.
	Reduce Bank Fees – Cut down on chargebacks and merchant fees by stopping unwanted transactions before they hit the banking network.
	Easy Integration – Flexible API which allows quick integrations for our clients.
	24/7 Customer Service – As an additional option to complement our payment gateway, Alto offers our Award Winning Customer Support Center to handle all of your customer’s needs.
ISO’s & Agents Contact Us For More Information On Our Gateway Reseller Program.
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ALTO GLOBAL PROCESSING: FEATURES

EXTENSIVE REPORTING

Full merchant reporting systems; includes Accounting summary, Transaction summary, Transaction detail, Summaries by product and more.

DASHBOARD – QUICK ANALYTICS

• Product trends.
• Transaction trends.
• Transaction volume.
• Approval/Decline rates.
• Chargeback ratio etc.

AGP’s CHARGEBACK’S PREVENTION TOOL

Save time and increase productivity when applying specific merchant settings and security measures to reduce chargeback ratios.

FRAUD AND RISK MANAGEMENT TOOL

Transaction score based alerting tool with customizable filters for creating unlimited business rule sets. Rules are run against all transactions alerting for even deeper levels of fraudulent and suspicious activity.

AGP VIRTUAL POINT OF SALE TOOL

The Virtual Terminal turns any internet-connected computer into a Point of Sale terminal with transaction processing and batch upload for MOTO Merchants (Mail Order/Telephone Order) and card present solutions via an integrated POS.

AGP ACH

Allows you to easy initiate ACH transactions whether they are single, recurring, or future-date transactions.

AUTOMATED RECURRED BILLING SYSTEM

Save time and increase productivity by managing recurring billings, or “subscriptions”, according to the billing rules set by the merchant.

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ALTO GLOBAL PROCESSING: BANKING INTEGRATION

Alto Global Processing – AGP’s objective is to integrate our gateway platform with as many strategic banking partners that match the needs of our merchants or clients. Therefore, as our organization continues to grow and our merchant’s needs continue to grow, AGP will continue to integrate with as many banks as possible. We understand that merchants have multiple banking relationships. In turn, to have a gateway partner who can accommodate multiple banks is superior added value for overall client convenience.

At the current time, the AGP gateway can accommodate the majority of Domestic (US Based) Banks. For merchants who have private merchant accounts with domestic banks, we have the ability to process transactions via our gateway at approximately 90% of those banks.

Similarly, AGP recognizes that today’s merchants also operate and bank in foreign countries. To remain competitive, the AGP gateway is already integrated in a number of banks throughout the world and we are on a continuous schedule with new integrations. However, it is imperative that our merchants understand our process or strategy for banking integrations. As a full service provider for payment processing solutions, our team seeks exclusive banking relationships (for merchant services) with banks that are not saturated with existing ‘high risk’ clients.

This strategy provides an extra layer of protection for our client’s ability to operate without being effected by another merchant’s business who shares the same bank. Having said this, our gateway services and the applicable banking integrations share this philosophy. Yet, if there is a specific bank we are not integrated with, we will do our best to accommodate – please inquire within!

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ALTO GLOBAL PROCESSING: RELIABILITY & FLEXIBILITY

RELIABILITY

• The AGP Gateway platform has a robust infrastructure, provides maximum uptime and processing speeds with a redundant, high-bandwidth, fault tolerant network.

FLEXIBILITY

• Comprehensive merchant API.
• Wider range of communication protocols (HTTPS, SOAP, ISO8583, JPOS, etc).

SERVICES AT A GLANCE

• Merchant administration
• Transaction dashboard
• Conflict resolution
• Risk monitoring
• Fraud prevention
• Multiple protocols
• ISO/Agent support
• PCI-DSS
• Credit and debit
• E-Commerce
• M-Commerce
• M-Payments
• MOTO
• Money transfer
• Multi-currency
• Full reporting systems
• ACH
• Virtual terminal
• Recurring billing
• POS equipment

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ALTO GLOBAL PROCESSING: SECURITY COMPLIANCE

SECURITY COMPLIANCE

• The AGP Gateway platform meets the exacting standards of industry security certifications, including SAS 70, PCI DSS 1.2, VISA CISP and MasterCard SDP.
• The AGP Gateway platform has integrated anti-fraud functions including Address Verification System (AVS) and Card Security Code, Verified by Visa.
• Optional Fraud Protection Services provides score based transaction scrubbing based on user defined risk and fraud management rules.
• Hosted at the NAP of Americas, Miami.
• Architecture.
• Server Farm.
• Load Balanced Infrastructure.
• High availability clustered database.
• Security Architecture including third party monitoring.
• Benchmarks.
• Performance: 1,000 transactions per second.
• Availability: 100%.
• Scalability: multiple cluster design, providing unlimited scalability.
• Security: Fully PCI DSS 1.2 compliant.

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ALTO GLOBAL PROCESSING: OUR TECHNOLOGY

Alto Global Processing – Our technology is globally recognized and fully functional via a multi-currency Payment Platform that enables businesses to process electronic payment transactions. Our proprietary gateway platform is a secure e-commerce application service provider service that authorizes payments for e-businesses, online retailers, bricks and clicks, or traditional brick and mortar. It is the equivalent of a physical point of sale terminal located in most retail outlets.

It is paramount to protect our consumers’ private information. Thus, to protect credit card holder’s details, our technology is based on encrypting sensitive information: such as credit card number and personal private information. This ensures that information is passed securely between the customer and the merchant and also between merchant and the payment processor in a highly secured environment with the applicable regulations set by the card holder associations and banking partners.

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ALTO GLOBAL PROCESSING: WHAT IS A PAYMENT GATEWAY?

Alto Global Processing – Payment Gateways assist Processors to operate secure business on the internet using Secure Socket Layer (SSL) technology. The gateway is a piece of technology and source code that passes credit card data, authorization requests, and authorization responses over the Internet using encryption technology.

The transaction information is sent by the Payment Gateway to the bank or credit card network where the status of the card is reviewed for available credit/funds. Along with numerous fraud checks the transaction is determined or verified. An authorization code is returned to the Payment Gateway; and the encrypted information is returned directly to the merchant’s origin of payment where the transaction is authorized or declined.

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ALTO GLOBAL PROCESSING: WHAT IS ONLINE PAYMENT PROCESSING?

Alto Global Processing – Online payment processing is the secure transfer and verification of financial data (ex: customer credit card information). This secure transfer of data is initialized from a merchant’s e-commerce website or virtual terminal to a merchant’s bank account. The communication vehicle to deliver this information between the entities is the payment gateway.

Hence, the gateway securely passes and receives information from financial institutions that have a part in the transaction. In most cases those parties are the Payment Processor (the company that coordinates the authorization, decline and applicable settlement of funds), Acquiring Bank (The affiliate bank that represents Visa/MasterCard) and Issuing Bank (the financial institution that extends the available credit of the card holder backed against the card holder’s bank account)

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Albert Lazarito Joins Alto Global Processing as COO

MIAMI — Recently launched Alto Global Processing has tapped industry veteran Albert Lazarito as its new chief operating officer.

“Our team has invested a significant amount of time, resources and funding to ensure our product and services were planned and executed in the manner necessary for us to compete,” CEO Luca Bizzotto said. “With this in mind, we recruited Albert and immediately he has proven to be the perfect fit.

“I have had the pleasure to work with him for a number of years as program operators, and I am confident his longevity in the industry speaks volumes for future ongoing success in the high-risk billing environment.”

Lazarito was the first employee with PlatinumBucks, and later moved on to SilverCash.com as its vice president.

“I have been very blessed with my entire career,” Lazarito said. “I have been the right hand person to four strong affiliate programs, and now I have the ability to shift gears and lend my merchant experience to serve the billing sector of the high-risk adult space.”

Article can be found at : http://www.xbiz.com/news/news_piece.php?id=130315&mi=all&q=alto+global+processing

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